Financing with Affirm

Get comfy with affordable styles and flexible payment plans

Prequalify in Minutes

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.

Order now, pay in installments over 3, 6 or 12 months

with APR starting from 0%*

At Zinus, we like to think we’re in the business of creating harmony. It’s why we fit fluffy beds into boxes and make furniture that's as easy to assemble as it is to enjoy. And with affordable financing options through Affirm, we hope to make your decision to purchase Zinus products easier than ever!

As an example, a $299 Zinus purchase might cost $49.83/month over 6 months at 0% APR. A down payment may be required.

No Hidden Fees

Know upfront what you'll owe, with no hidden costs and no surprises.

Quick and Easy

Get a real time loan decision without affecting your credit.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.